Perimeter Roofing and Exteriors Logo

Call or Text Now & Schedule Today

Financing

Plan your project with Perimeter

Roofing & Exterior Project Financing

Start with a clear estimate and a conversation about your budget. Our team can explain the cost of your roofing or exterior project and help you find out which payment and financing options are currently available.

Talk through the project before choosing financing

Whether you need a roof replacement, an urgent repair, or an exterior update, knowing the scope of work is the first step. We will review your concerns, explain the proposed work, and provide an estimate so you can make an informed decision.

Financing availability and provider programs can change. Contact Perimeter for the current options and application instructions for your project. Any lender will determine eligibility, approval, rates, and repayment terms.

More ways to move your project forward

Explore your financing options

A new roof or exterior update is a big decision. These lenders offer different ways to spread out the cost. Start with your project estimate, then explore the option that fits your needs.

Apply online

Upgrade

Home improvement financing with a simple online application through Perimeter’s Upgrade link.
  • Check personalized financing options online.
  • Prequalifying does not affect your credit score.
  • No prepayment penalty if you pay off your loan early.
Explore Upgrade financing

Local branch support

OneMain Financial

Personal loan options with online access and one-on-one help from the Lynchburg branch.
  • Secured and unsecured options, subject to approval.
  • Fixed interest rates and monthly payments.
  • Visit 2144 Wards Road, Lynchburg, or call 434-239-6961.
Explore OneMain options

No home equity required

First Citizens Bank

An unsecured home improvement loan for planned repairs, replacements, and renovations.
  • Loan amounts from $10,000 to $75,000.
  • Fixed rates and predictable monthly payments.
  • No home equity or collateral required. Eligibility and account requirements apply.
Explore First Citizens loans

Lender links open in a new tab. Approval, available loan amounts, rates, fees, and repayment terms are determined by each lender and may change. Review your personalized offer and total borrowing cost before accepting financing.

Already have equity in your home?

Two more options from First Citizens

Home equity financing uses your home as collateral. Ask the bank about eligibility, closing costs, timing, and the risks before choosing an option.

Home equity line of credit

A revolving credit line that lets you borrow as needed during the draw period, up to your approved limit.Learn about a HELOC

Three steps to planning your payment options

01

Request an estimate

Tell us what needs attention and where your property is located. We will help arrange the next step for assessing the work.

02

Ask about financing

Let our team know you would like to discuss payment options. We will explain how to get current financing information for your project.

03

Review the full terms

Compare the monthly payment, repayment period, interest, fees, and total borrowing cost before accepting a lender offer.

Plan roofing and exterior improvements together

A complete estimate helps you consider related work at the same time. Explore roof replacement, roof repairs and maintenance, window replacement, gutters and gutter guards, or our exterior services, then ask which payment options apply to your proposed project.

Common financing questions

How do I ask about financing?

Use our contact form or call 434-515-2868. Include a short description of your project and mention that you would like financing information. Do not send sensitive financial information through the general contact form.

Can I get an estimate before applying?

Yes. Start by discussing the work with Perimeter so you can review a project estimate before deciding whether to pursue financing.

Does requesting information guarantee approval?

No. A request to Perimeter is a project inquiry, not a loan application or approval. Financing decisions and terms are set by the provider.

Let’s discuss your project and payment options

Tell us what you have in mind and that you would like financing information. We will guide you through the next steps for your roof or exterior.